Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes.

Greenwise Financial Solutions, LLC provides “The User” with access to its content, resources, tools for communication, public forums, commerce platforms, and other services through its network of websites, “The Service”. Greenwise Financial Solutions, LLC provides its service to the user, subject to the following Terms of Service.

Greenwise Financial Solutions, LLC is not responsible for providing you access facilities or equipment (in any form) to its service. You, “The User”, also comprehends and concur that “The Service” may include advertisements and sponsorships and that these are necessary for Greenwise Financial Solutions, LLC to provide “The Service”. You also comprehend and agree that Greenwise Financial Solutions, LLC makes no submission about the suitability, reliability, availability, timeliness, and accuracy of the information, products, services and related graphics contained within “The Service” for any purpose. “The Service” is provided “as is” without warranty of any kind. Greenwise Financial Solutions, LLC hereby disclaims all warranties and conditions with regard to “The Service”.

THE SERVICE IS SUBJECT TO THE APPLICABLE RETAINER AGREEMENTS AND LEGAL DISCLAIMER.

ACKNOWLEDGMENT AND ACCEPTANCE OF TERMS OF SERVICE

“The Service” is provided to you, “The User”, under the terms and conditions and any amendments thereto and any operating rules or policies that may be published from time to time by Greenwise Financial Solutions, LLC as part of the Terms of Service/Legal Disclaimer and related disclosures which are cumulatively included herein by reference. The Greenwise Financial Solutions, LLC Terms of Service comprises the entire agreement between “The User” and Greenwise Financial Solutions, LLC and supersedes any prior agreements pertaining to the subject matter contained herein. BY COMPLETING THE REGISTRATION PROCESS AND CLICKING THE “SUBMIT” BUTTON, YOU ARE AGREEING TO BE BOUND BY THE Greenwise Financial Solutions, LLC Terms of Service, Legal Disclaimer and applicable terms of the Retainer Agreement.

MODIFICATION OF THESE TERMS OF USE

Greenwise Financial Solutions, LLC reserves the right to change any of the terms, conditions, and notices under which “The Services” are offered. You are responsible for regularly reviewing these terms and conditions, including changes/modifications if any incorporated by us from time to time. Your continued use of “The Service” constitutes your agreement to all such terms, conditions, and notices.

MODIFICATION TO “THE SERVICE”

Greenwise Financial Solutions, LLC reserves the right to modify or discontinue, temporarily or permanently, “The Service” (or any part of “The Service”) with or without notice to “The User” at any time and from time to time. “The User” agrees that Greenwise Financial Solutions, LLC shall not be liable to “The User” or any third party for any modification or discontinuance of the Service.

USER CONDUCT

“The Service” may include e-mail services, message boards, chat areas, newsgroups, forums, communities and/or other message or communication facilities designed to enable you to communicate with others (collectively, “Tools for Communication”). You agree to use the Tools for Communication only to post, send and receive messages and material that are proper and, when applicable, related to the particular tool for Communication. You also hereby agree that you shall not make use of “The Service” for any commercial purpose, including reselling and/or co branding/private labeling.

As a condition of your use of “The Service” you, “The User”, agree to provide: (a) true, accurate, current and complete information about yourself as required by “The Service’s” registration form (such data being the “Registration Information, and Retainer Agreement”) (b) maintain and promptly update the Registration Information to keep it accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, Greenwise Financial Solutions, LLC has the right to terminate the user account and refuse any and all current or future use of “The Service”. (c) Greenwise Financial Solutions, LLC the right to use / disclose the aggregate registration information to third parties in connection with marketing of services, subject to the privacy policy. You have also consented Greenwise Financial Solutions, LLC the right to use your registration information to provide targeting of advertising and other service offers. This could also be used to customize the content you see, to fulfill your requests for certain products and services and to contact/inform you through e-mail or otherwise about special offers or new products.

Usage Obligations

As a condition of your use of “The Service” you will not use “The Service” for any illegal purposes. You will be solely responsible for the contents of transmissions made by you through “The Service”.

You agree not to use “The Service” to: (a) Obstruct or hinder the use and enjoyment of “The Service” by other Users; (b) Violate any applicable local, state, national, and international laws and regulations; (c) Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity; (d) Interfere with or disrupt “The Service” or servers or networks connected to “The Service”, or defy any requirements, regulations or guidelines of networks connected to “The Service”; (e) Transmit or otherwise make available any material in connection with surveys, chain letters, junk e-mail, spamming, contests, pyramid schemes, or any duplicative or unsolicited messages (commercial or otherwise); (f) Upload, post, e-mail, transmit or otherwise make available any content that is unlawful, damaging, intimidating, hostile, offensive, harassing, defamatory, improper, obscene, vulgar, invasive of another’s privacy, caste related, ethnically or otherwise objectionable; (g) Upload, post, e-mail, transmit or otherwise make available any content protected by any patent, trademark, copyright or other intellectual proprietary laws unless you own or control the rights thereto or have received all necessary consents to do the same; (h) Upload files that contain viruses, worms, corrupted files or any other similar software or programs designed to disrupt, damage or limit the operation of any computer or telecommunications equipment or property of another; (i) “Stalk” or otherwise harass other users; collect or store personal data about other users. (j) Advertise, promote or offer to sell or buy any goods or services for any business purpose unless “The Service” specifically allows such messages or transactions. (k) Reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion, use or access of “The Service”. (l) Violate the Fair Credit Reporting Act, the Fair Debt Collection Practices Act or any other law, (m) Conduct any activity that would aid or assist terrorism or related activity or would endanger U.S. military personnel.

Greenwise Financial Solutions, LLC has no obligation to observe and monitor “The Service”. However, Greenwise Financial Solutions, LLC reserves the right to review materials posted and to remove any material/s. Greenwise Financial Solutions, LLC also reserves the right to terminate your access to any or all of “The Services”, at any time, without notice, for any reason whatsoever.

Greenwise Financial Solutions, LLC reserves the right subject to attorney-client privilege to the extent applicable and to the extent the same is not waived through these provisions, at all times to divulge any information as it considers necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part. These would be more applicable to the publicly accessible areas of “The Service” that are intended to be available to the general public. For example, publicly accessible areas of “The Service” would include message boards and chat rooms that are open to both registered users and visitors.

In view of the global nature of the World Wide Web, “The User” understands and agrees that technical processing of tools of communication is (and may be) required to send and receive messages, to correspond/conform to the technical requirements of connecting networks, to correspond/conform to the limitations of “The Service”, or to correspond/conform to other, similar technical requirements.

PRIVACY POLICY

Registration information and certain other information about you is subject to our Privacy Policy. For more information, see our privacy policy.

DISCLAIMER

Registration information and certain other information about you are subject to our Disclaimer. For more information, see our Legal Disclaimer.

LIMITATION OF LIABILITY

You expressly understand and agree that to the extent permitted under the RPC, Greenwise Financial Solutions, LLC shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if Greenwise Financial Solutions, LLC has been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the service; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information or services purchased or obtained or messages received or transactions entered into through or from the service; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the service; or (v) any other matter relating to the service.

CONTENT PROVIDED TO THE SERVICE

Greenwise Financial Solutions, LLC does not claim ownership of the “content” (in the form of data, text, software, music, sound, photographs, graphics, video, messages or other materials) you provide to Greenwise Financial Solutions, LLC (including feedback and suggestions) or post, upload, privately transmit, input or submit to any Greenwise Financial Solutions, LLC site or service for review by the general public. However, by posting, uploading, or making available content or any other material, you grant Greenwise Financial Solutions, LLC and its affiliate sites permission to use your submission in connection with the operation of their Internet businesses, including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your submission, and to publish your name in connection with your submission.

SMS and Auto Dialed Calls

By entering your contact information onto nationaldebtrelief.com you expressly request to receive information via telephone call, email and text/SMS message (including through the use of an automatic telephone dialing system or artificial/prerecorded voice, SMS or MMS (text) messages, even if your telephone number(s) is/are currently listed on any state, federal or corporate Do Not Call list). Consent is not a requirement to purchasing the goods or services that National Debt Relief Company is offering. Standard text message rates and cellular data charges apply. You may opt-out by replying “stop” to any message that you receive.

As your financial privacy is very important to us, this notice discusses Greenwise Financial and its subsidiaries and affiliates’ (“Greenwise”) privacy practices with respect to guarding the confidentiality and security of your personal information and the information you submit through this website.

If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our homepage.

What information does Greenwise collect through its website?

We may collect personal information about you that you willingly provide to us for purposes of generating a free debt analysis. This information includes your name, address, email address, phone number, amount of unsecured debt and how you heard about us. Beyond wishes to convey to its users that the only type of communications that are sent out are service related emails that are in response to a user’s online inquiry requesting a free consultation. Users cannot opt out from receiving these service related emails. If your personally identifiable information changes, or if you no longer desire our service, you may contact us at the contact information provided at the end of this form to correct, update, delete or deactivate your personal information.

We reserve the right to disclose your personally identifiable information as required by law or when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our web site.

We also may collect non-identifiable information. Our website automatically collects clickstream information about your visit. This can include the address of the website from which you originated before visiting our website, the pages you visit on our website, and the browser you use.

If you enroll in the program, we will collect additional personal information about you, including information about your debts, creditors, and financial condition.

How does Greenwise use the information it collects?

Greenwise does not share any information that it collects through its website with any other person or entity except as permitted by law and indicated in our privacy policy. The personal information we collect is used solely to develop your free online analysis. After developing an analysis, we will use the information you submitted to contact you with the results of the analysis and explain how Greenwise can help relieve your debt burden.

We do not share any personal information about current or former clients, or anyone who has entered our program or who has inquired about a debt settlement program except as permitted by law and indicated in our privacy policy. We may share personal information about you only to service and maintain your account with us. Thus, we may share personal information about you with your creditors and with other parties that help us to service and maintain your account. We may receive personal information about you from other parties such as creditor reporting agencies or your creditors and we do not share that information except to service or maintain your account.

Greenwise uses Google Analytics reporting to gather non-identifiable information on visitors to our website. We have implemented Google Analytics Demographics and Interest Reporting to gather information such as age, gender, and interests through our website. Greenwise uses this information to further enhance our visitors’ experiences on our website and to support advertising. Using the Ads Settings, visitors can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads.

As necessary, we may share non-personal information with our trusted third party service providers, such as the corporations that manage or host our website, to perform services on our behalf. They typically use non-personal, anonymous information – like clickstream information regarding visit duration – that isn’t identifiable with a particular visitor to further improve the website.

Cookies

A cookie is a small text file that is stored on a user’s computer for record-keeping purposes. We use cookies on this site. We do not link the information we store in cookies to any personally identifiable information you submit while on our site.

We use persistent cookies. A persistent cookie remains on your hard drive for an extended period of time. You can remove persistent cookies by following directions provided in your Internet browser’s “help” file.

We set persistent cookies to track and target the interests of our users to enhance the experience on our site. If you reject cookies, you will not have any difficulties using our site.

Some of our business partners/affiliations use cookies on our site. We have no access to, or control over these cookies. This privacy statement covers the use of cookies by Beyond only and does not address the use of cookies by any other party.

Does Greenwise have safeguards in place to protect my personal information?

We restrict access to your personal information only to those employees who need to know that information to provide our service to you. We also maintain physical, electronic and procedural safeguards that comply with federal requirements to guard your personal information.

Contact Us

If you have any questions or concerns about this privacy statement, please send them to us by emailing info@greenwisefinancial.com. If you have technical difficulty using our Web site, please contact our Webmaster at info@greenwisefinancial.com.

Updated: 11/4/17